Advantages to Having a Foldable Engine Hoist

A foldable engine hoist comes in a few different sizes to lift different capacities of weight. You can find some heavy duty machines that will lift as much as 1 and 2 tons. The advantage to using a hoist that can fold is the ability to save some space. For a full size equipped garage or auto shop, space can be a precious commodity to have for working on cars. There are a lot of different tools and machines that are used such as hydraulic lifts that can take up a lot of space.

The folding unit also is better for the basic homeowner to use if they just want to do repair work in their own garage. The engine hoist is a necessary machine if you want to service the engines of vehicles. By being able to lift the engine out of the car or truck you can better access the parts of it. You also have the ability of replacing a whole engine if you need to. The engine hoists come in varying sizes and weight capacities so you can purchase a smaller unit for use with a home repair service.

If you want to make some extra money and know how to work on cars, then having a side business out of your home is a practical idea. You might not have the full function service abilities as a professional auto shop, but you can pick up some of the equipment to help with your repair work. If you can’t afford the price of a new foldable engine hoist, you can look for a used one. You might find a hoist for sale in your local newspaper classifieds or on the Internet. It’s definitely a tool that is worth having if you want to work on car and engine repairs.

Why to Choose Paintless Dent Repair Over Auto Body Repair

No matter how careful we are with our car, there will be a time when it will get dinged or dented. Most of the time, these dents are not a big of a deal and don’t affect a car’s performance.

However, people want to get rid of them because they don’t look good aesthetically. That being said, the best method used to repair this damage is the Paintless Dent Removal. But, why choose this method? Keep reading and we will show you.

• By using PDR, You will also be able to avoid a stop by the body shop, and that way you’ll be saving lots of money. Most of the body shops do a full body work, while most services charge by dent.

• The process of this method doesn’t include paint, sanding or body fillers. It’s simply done by gently pushing the dent from the inside with the right tools. That way, you can be assured no extra harm will be done to your car from using other substances. This takes us on another advantage of PDR: the original factory paint will stay intact.

• Paintless Dent Removal doesn’t touch or damage the original factory paint of your vehicle. That way if you’re trying to resell you car, its value will not drop because it’s obvious that original paint means high value in the market.

• Because PDR doesn’t include heavy machinery, a technician can even stop by your house with his tools to repair the dents. Of course you will have to pay extra for the service, but it’s still not as expensive as a traditional body work.

• The repair time is also very quick. It can be done in one hour or two, so it’s a great advantage.

If you have had a slight accident and your vehicle has only a small dent, you might feel lucky. But the truth is that this little dent repair could cost you. The options available to you to fix this dent depend on its location, size and severity. When possible, it is best to choose the paintless dent repair, which is the safest option, the most environmentally and the least expensive.

Repairing your dents using the PDR method is a great solution. Depending on the number, location and size of the dent, you will get an approximate value of how much will it be and then you can decide if it’s worth it or not.

Car Body Repairs and the Modern Day Techniques

Even a fuel-efficient car, which stays in good condition for most of the time, might need some critical repairs as time progress. The paint might fade out and the car may develop minor scratches, dings and dents. Such damages are hard to fix using waxing. This is technicians are constantly seeking for effective ways of an auto body repair.

Completely Matching Auto Paint

No matter the car demands a complete body painting or an area wise painting for fixing dents or dings, the new paint must completely match with the original paint. Bodywork professionals these days, use a photo-spectrometer to find out the exact colour tone. This computerized paint matching system finds out the exact colour tone to that of the auto. Once they find the exact colour, they paint the auto and dry it to give it a uniform look.

Paint-free Dent Restoration Technique

Dents or dings normally show up on the vehicle when it collides with another vehicle (on the road) or with a hard surface. Dents normally develop at the angular or curved car surfaces. Even though such problems are easily noticeable, they are quite hard to fix. Paint-free dent restoration technique is the best method to fix such problems. Bodywork professionals have the necessary tools to push the dents, till they get back to the normal state. The technicians fix the impairment without doing any damage to the car paint. The auto mechanics normally use spray-filling technique for fixing the inaccessible dents.

Body Frame Restoration

When cars collide with another vehicle or heavy block on the road, it succumb major structural damage to the frame. In such cases, one must use a frame straightening method. They use a computerized equipment (featuring an ultrasound technology), to calculate the frame alignment error. Then a laser beam aligns the frame accurately to its original state.

Smart Repair Technique

This technique is extremely effective for repairing minor dings or chipped paints. It is a lot harder as compared to the other techniques. This technique only repairs or covers the affected area. It mostly suits the brand new vehicles as they have minor damages on the body while the major body part stays fresh and glossy. Some garages also give a mobile service, and can carry out the repairs at your home itself. With such garages, you do not have to wait too long, before you can use the vehicle again.

With recent advancements in auto body repair, getting a quality accident repair service is no longer difficult.

Why Having a Budget Is the First Step to Getting Out of Debt

Many people constantly complain about being in debt but when you ask do you have a budget, do you know how much you owe, or when you suggest they cut back on expenses they look at you as if you are speaking a foreign language, or they just plain out refuse. I am always amazed at this, how can you ever get out of debt if you don’t change your mindset, if you aren’t willing to work hard and make sacrifices. There is no quick fix or cure all to get out of debt. It takes a long time to get in debt and you will not get out of debt overnight.

Many people do not know how to create a budget for themselves and many don’t even know where to start. Luckily I was taught at an early age how to create a budget for myself. I knew how much money I spent and how much I had left. This skill helped me when I became an adult and got into debt. How did that happen you say? Well, although I knew how to budget my money I didn’t have a clue about how credit cards worked. I thought it was free money but that is another article. Anyway, the first step to getting out of debt is creating a budget for yourself. The basic premise for creating a budget is to know what you have coming in and what you have going out, in other words, how much money you bring home and how many expenses you have (creditors, loans, utilities, cell phone, day care, dry cleaners, etc.). Make the budget flexible so you have room for unexpected expenses such as house repairs or car repairs. If you don’t have an emergency fund or savings to cover these expenses you can readily see in your budget what areas you can reduce expenses to get money to pay for those unexpected expenses.

Having a budget makes you responsible and accountable for your finances. Most people don’t think about how much money they spend per week or per month but when you sell all of your expenses written down on paper it provides awareness of your spending habits.

Once you create your budget you can easily see if you have too many expenses or if your money is not being managed properly. The easiest task to accomplish is determining if you have too many expenses, you simply cut down on your expenses and you will have additional money. To pay down some of your debts some expenses that can be reduced are: bring your lunch to work, cancel your pager, cable or cell phone service or get the cheapest plan available, carpool, catch the subway or bus to work, use coupons when buying groceries or shop at wholesales stores like Costco or Sam’s Club, and sell unused items at a yard sale or donate to charity.

If you are mismanaging your money or spending your money on wants instead of needs that is a little harder to overcome because this takes willpower and discipline. It takes 23 days to develop a habit so you have to practice good spending habits everyday. Each week it will get easier and easier. It also helps to develop financial goals for yourself, such as you want to get out of debt within a specific time period, you want to buy a house, take a vacation, whatever you goals are write them down and give yourself a target date.

Don’t get alarmed if you miss your target date for a financial goal because your main focus is changing your spending habits. Remind yourself that you are working towards achieving your goals. It may take some time but I know you can do it. Being debt free is worth the hard work and discipline required. Financial freedom is so sweet. Just think how nice it would be to wake up each morning: not worrying about having to pay a creditor, not worrying about creditors calling your house asking for a payment, being able to see yourself in a house or buying investment property or taking a vacation every year.

So many things are possible when you are debt free and live on a budget. I make a decent salary and only have one bill my mortgage and I still put myself on a budget every payday. Sometimes people say why do you worry about money and I say I always liked to be prepared because you never know what may happen.

Credit Repair Business Plan

Here’s the executive summary of a Credit Repair Business Plan:

  • a description of your company, including your products and/or services
  • your mission statement
  • your business’s management
  • the market and your customer
  • marketing and sales
  • your competition
  • your business’s operations
  • financial projections and plans

For someone looking for a credit repair business plan, a simple description might be “Ace Credit restoration provides credit restoration services to help consumers attain good credit and therefore have more attractive financing options. The company provides credit repair on a fee-for-service model charging $800 to $2000 per client and reaches new clients via relationships by credit-dependent professionals (real estate, car dealers, etc.), financial professionals (tax, insurance, financal planners), consumer direct marketing (internet, radio, tv, postcards), and past-client referral cultivation.

Any business plan should then talk about management, which refers to your experience. If you have experience managing a team, attention to detail, and/or financial experience, this is relevant and should be included.

When writing about your client, the consumer, you’ll find there are about 70 to 80 million americans with bad credit, many millions of whom will need to finance a home or car or other purchase and will therefore be interested in purchasing credit repair services. While some people do attempt credit repair on their own, credit is becoming increasingly complex and important. Fewer people succeed or event attempt it, and like dealing with plumbing or auto repairs, most are willing to pay a professional to get it done right.

Next, you should include a specific marketing breakdown. We have found that at first, referral relationships are a great place to start. By offering “credit repair seminars” or “lunch and learn” events to local real estate agents or car dealers, you can quickly position yourself as an expert, develop referral sources, and help them sell more homes or cars. As your business grows, you’ll want to branch out into mass media, internet marketing to increase your visibility and scale up your operations.

The next section generally will cover competition, which of course varies by market. Currently, the credit repair business is still open and largely driven on referrals at time of need, meaning people often get their credit restored when preparing to buy a home or car, or after being declined for some type of financing (i.e. a credit card at better terms than they have presently). Longer term, the internet is a massive source of business that still has substantial opportunity. One still largely untapped area needing someone to execute their credit repair business plan is in the area of social marketing (i.e. Facebook) and joint ventures with point-of-need media i.e. a referral relationship with leading real estate websites, car dealer websites, etc. who depend on attractive financing.

Next, your plan should cover operations. You can run a credit repair home based business, or you can use office space. One under-used idea is renting a desk inside a busy real estate office. This can provide more than just a professional meeting place, but the proximity of agents who depend on their clients having good financing will virtually guarantee some clients are delivered to you. This can also help embed your credit repair business into the local ecosystem of potential referring businesses such as mortgage, insurance, and financial professionals. Most real estate offices would be open to renting a desk or office within or nearby the facility. Another option for your credit repair business plan is to run a home based credit repair business, but have a set schedule at local real estate offices or car dealers to review any new files and answer questions the agents or dealers might have.

Financial projections and plans in your credit repair business plan should address startup costs and revenue, and possibly even exit such as sale of the company. Since there are systems that provide more than just software, but complete turn-key systems (similar to a franchise) including training to make you the expert, unlimited paralegal support, annual conferences, marketing support, legal support, and much more you should investigate your options.

Obviously success varies by talent, work, resources and abilities with any business opportunity. That said, we know of affiliates who have taken their credit repair business plan and executed on that plan, grossing over $100,000 per month. If you like the idea of being your own boss and earning an executive level income, we encourage you to take look at your business plan as just the first step an an exciting new venture.

Choosing A Better House Cleaning Service

Whether one is an owner of a business or a home, cleaning is always an issue that needs to be done and produces few volunteers to carry-out the tasks. Smart management opts to out-source the everyday, menial and thankless chores that seem to go on forever. The problem is who can one trust to protect valuables as much as expected while doing a job worthy of the invoice the service generates? The big question here is really whether to go with a franchise or a local company to handle the job. There are advantages and disadvantages to both.

For many, a house cleaning service is a major priority. In the case of a business, a dirty or clean workplace reflects on the brand. No one likes a messy office, no matter what the product being sold. Even car repair shops and gas stations try to offer a store front that is clean. Potential clients may choose to work with your competitor over you simply due to the lack of cleanliness (which translates to lack of organization). In this case, a franchise may be the best bet. They are generally reliable and do an excellent job. However, to obtain this excellent service, one will pay substantially for it. These housekeeping services companies want a fixed schedule and a fixed price. In other words, they want to be paid every month without fail. Many will even require a contract, as well. Just like with most things in life, you get what you pay for and in this case, it will be clean office that reflects well on your company.

For homeowners, cleanliness is a reflection of you but in a lesser manner than with a business. People expect that a successful business needs to be able to afford to clean. In the case of homeowners, friends and relatives offer a certain amount of grace and understanding to a messy home but only to a point. After that, the gossip and finger-pointing begins. If a cleaning service is needed, then who to hire becomes a question of how important is your image to the world. If it is exceptionally important and you cannot do it yourself, then hiring a franchise to perform the work may be the best solution. Maids will reliably show-up on time and clean everything. However, most homeowners do not having a weekly or bi-weekly cleaning fee in their budget and will have some weeks where they do not wish to have a service at all. For those, a local cleaning service may be a better choice. Their prices are generally more affordable and they usually want a schedule but no contract. They also are willing to cancel appointments more easily and often will send the same cleaners to your home so special instructions are more likely to be followed.

Choosing between a franchise and a local housekeeping services company is a difficult choice. Franchises offer reliability, while local companies offer flexibility. As far as the cost is concerned, franchises are usually more expensive and require a contract but when weighing the hidden costs of having a reputation of being unclean, it may not cost as much as originally thought. Bottom line is that it about weighing costs against how important it is to you to have a clean reputation. In the case of businesses, it should be extremely important and for homeowners, it more about personal preference.

Recondition a Car Battery – Quick Fix For a Dead Battery

Car battery, usually lead acid, is 12-volt with six 2 volt cells connected in series and Marine batteries, usually deep cycle are expensive items to replace. The main cause of the damage to lead acid batteries is when left sitting for any length of time.

Weather is the main factor for any marine battery failure. Car batteries suffer the same when the auto is stored or not used for months.

Adding a battery additive when new will prolong the car battery life and the battery will have a better response to reconditioning.

Every car and marine battery has a limited lifespan to run the power electrical systems in the car or vessel at the highest level of efficiency.

THE DEAD BATTERY EFFECT.

The efficiency of the battery reduces when used in excess and slowly decreases usually because of sulphation on the battery plates which is the most common cause of decreased battery performance in lead acid car batteries.

Sulpfation occurs when sulfur collects on the lead plates in the battery, blocking the electric current. It is not hard to recondition car battery at home by following a guide.

This stops the production of electricity passing between the plates and this is when the battery needs restoring or reconditioning.

QUICK FIX

“Epsom salts, distilled water and a Voltmeter. Sulpfation does cause irreversible corrosion of the lead plates so this process will only work couple of times. It is a simple process to try and get your battery back to performing.”

Test your car battery to see if it will respond to reconditioning. In order to recondition a car battery at home, it needs to register 12 volts on a voltmeter.

The car battery reads between 10 and 12 volts, you may be able to restore the battery to full operation, 10 volts or lower you most likely have one cell [2 volts] collapsed and reconditioning the battery may be a waste of time.

CAUTION:

1. Car batteries contain sulfuric acid, dangerous to humans and the environment

2. Work only in a well-ventilated area

3. Do not work around or near open flames.

4. Wear safety goggles and rubber gloves.

5. If you do get acid on your skin, wash it with plenty of water immediately.

How Easy Online Payday Loans Saved My Life!

It may be hard to believe, but easy online payday loans did in fact save my life. I’m sure there are other stories out there similar to mine, but this one is definitely an eye opener — as it shows what can happen when simply “waiting” for your next paycheck.

A few weeks ago, my car broke down and I was left without transportation. This was terrible because I, like most people, rely on my car to get to & from work. I didn’t have any money saved and it turned out that I needed some major work done on the car — it’s the price I pay for not paying enough attention to my automobile.

I had but 2 options to choose from: hitch a ride from a friend & co-worker whom lived in the opposite direction of my job & home, OR borrow the money from somewhere and take care of the repairs immediately. Like most would do, I simply decided to wait until my next payday to take care of the repairs and have my friend cart me from & to work.

When he pulled up the first day, I was already feeling guilty, especially considering that he was going WAY out of his usual routine just to pick me up. That guilt only increased when he told me he was up an hour earlier than usual in order to pick me up. Suffice it to say, I was feeling pretty bad and decided that this wasn’t going to work out for an entire week.

That following afternoon, after I got off work, I started looking into payday cash advances and short term fast cash loans. It turned out that I could apply and have the money I needed within just a few hours. Like most, I was a bit skeptical and decided not to be “suckered” into this likely scam too quickly. Rather than just believe what I read, I did a bit of research and found out that these same day cash advances weren’t scams at all and they actually help a lot of people all over the world.

In all honesty, I was blown away at how virtually anyone could apply for one of these loans within minutes — all they needed to have was a valid social security number, a checking account, and a job.

After discovering this, I started my search for a payday lender and found one in less than 10 minutes. I applied online for a loan of $500 and was approved in under an hour! I was then told that the money would be deposited into my checking account within a few hours and I would be able to use it that same day, if not the next morning. With this news, I called up a local car repair service and had them tow the car down to their shop and repair it. A few hours later, the car was completely repaired and I was handed a bill for $446.84 — which was just shy of my $500 loan. I wrote them a posted-dated check for the following day, thanked them for the repairs, and then I DROVE my car home.

How did this loan save my life? Well, you’re about to find out…..

Just 2 days later, my friend — the one that was driving me to & from work — was killed in a horrendous, freak car accident. What happened was a huge semi truck plowed into the PASSENGER side of his compact car and he was killed instantly. Had my vehicle not been repaired, I would have been in the car with him at the time of the accident. Hence, I would NOT be telling you this story right now.

Realize Your Dreams With Fast Cash Loans

Emergencies can completely wreck your financial life especially if you have just lost a job or if you are the sole earning member. If such situations occur, don’t give up. You can certainly overcome the situation with careful planning. If nothing seems to work, you can always go for a quick cash loan. In fact, financial companies came up with the concept of quick cash loans only to provide you instant money to alleviate your financial problems. From health emergencies and prescription costs to car repair and home renovation, quick cash loans can be used for all kinds of financial needs. You can avail of this loan even if you want to go on a shopping spree and can’t wait for your payday. Fast cash loans are known by various names such as instant cash loans, cash advances, or pay day loans. These type of loans are easy to get and do not take much time due to lack of tedious paperwork.

Fast cash loans should be repaid by your next payday or else you are likely to incur heavy late fees. Fast cash loans provide you the much needed money to deal with expenses that cannot wait until the next payday. It therefore makes sense in repaying the loan as soon as you get funds. Extending this loan is possible sometimes though not advisable, as you will end up paying much more unnecessarily to the lender. It is certainly not worth paying this additional amount to the lender, as the loan term would be only marginally extended. So the sooner you pay to your lender, the lesser your outstanding amount will be.

Although quick cash loans are given out without much ado, they can serve only as a stop gap arrangement. This is because the amount you are eligible for is usually not more than $500. This amount is justifiable because the lenders do not bother you with harrowing questions as to why you want this loan. All they do is ask for your personal details, look at your employment status, and provide you the necessary funds in less than twenty four hours. You must not forget that do not ask for any kind of security while giving away a fast cash loan. Naturally, they need to find ways to ensure that they do not run into a loss. They thus place limits on the amount they provide through fast cash loans.

Fast cash loans are also given out to unemployed people and those with bad credit. The risk thus is even greater in case of such people and calls for higher interest rates in their case. To speed up the loan application process, see to it that you apply online. Banks and financial institutions usually respond to your loan application in less than an hour and if your application is approved you can expect money in your account within one business day. Fast cash loans can be an answer to your immediate financial needs. Make sure that you borrow only as much as required and repay it at the earliest so that you do not don’t get into further debt.

Is This My Car Or a Space Shuttle?

How car electronics change your daily life, on the road and in the auto shop

· You are driving to a friend’s house and the airbag light is flashing: Then you remember that it always does this when you have your dog Max in the back.

· You grab the door handle to open the door and your car alarm goes off, everyone is looking at you and you feel like a thief.

· You approach a stop sign and your car suddenly goes into low idle and stalls.

· You unlock your car and all the windows go down. This only happens on cold winter trips.

Weird stuff happens with your car and you don’t have any idea why. Gone are the days when Do-It-Yourself could solve a lot of car issues. Today’s vehicles are much more like spaceships or at least like a plane. In fact, your car may contain 60-80 separate little computers providing more computing power than the 1982 Airbus A310 had or the Apollo Moon Lander!

Because modern cars are more like complex electronically controlled spaceships, their insides do not much resemble those of cars twenty years ago. Instead of things like a carburetor you’ll find lots of wires under your car’s hood, connecting sensors to the computers and giving status on the car’s vital signs. Electronics enable unprecedented functionality such as hybrid power or safety functions like airbags, ABS or stability control, just to name a few. Maintenance jobs like a tune-up used to mean getting the engine’s performance back on track. Today embedded software takes care of it by checking constantly thousands of sensor signals compensating for worn out spark plugs, clogged filters, etc. The so-called limp-home function lets you drive on limited power when your engine is in trouble. In the old days this might have meant a break down.

If your car is as complex as a spaceship and makes you feel helpless whenever it plays weird tricks on you, perhaps you’d like a space-age preventive maintenance solution. How about piloting like a real spaceship pilot and not to worry about inexplicable malfunctions? That is what professionals in auto shops take care of. Not only do they inspect, service and replace the still remaining 5,000 moving parts; they also understand the electronics’ side effects, run complex diagnostic and test sequences in order to fix and avoid malfunctions. Since electronics mask emerging problems so there is no detectable sign for you until much later, technicians in your shop need to find the root cause early. When too late you might have a need for replacing expensive parts. A speed sensor going bad and compensated by the software might start burning your transmission oil long before the engine light goes on. Ask the experts in your shop about space-age maintenance for your vehicle. Let them provide you with the right program to meet your service priorities (And don’t forget to quiz them about Max and the airbag light).

PS: Max is indeed the cause for the flashing airbag light. The airbag software detected the occupied seat. The person seems to move very erratically though (Max is jumping around in the back seat), which is not what the software expects humans would do. So it concludes a defect wire as cause and triggers the airbag light to flash.

PPS: Did you experience great and/or weird things with your car? Leave a comment in the section below. I’d like to help you exploring what is possible through electronics.

Uwe Kleinschmidt